Posted in HS4CC

How Much Money Do You Really Save with CLEP?

Every time a parent tells me their teen passed a CLEP exam, I think the same thing: “You just saved a ton of money (and time) and I bet you don’t even realize how much!” If you read our Happy Posts and the shares from other parents, maybe you DO realize, but for those who haven’t thought about the math, let me show you.

What does one college course cost?

College costs vary wildly, but here’s a snapshot of what families typically pay for one 3-credit course:

Type of SchoolCost per Course
Community College (in-state)$300–$600
Public University (in-state)$1,000–$1,500
Public University (out-of-state)$2,000–$3,500
Private College$2,500–$4,000+

That’s for one class.

And that doesn’t include textbooks, fees, or lab costs. Now multiply that by 5 courses per semester, 10 per year, 40 for a degree… you get the picture.

A few CLEP exams are worth 3 credits while a few others are worth 6 or more. The foreign language CLEP exams come in at a whopping 9+ college credits (!)

What does CLEP cost?

The standard CLEP exam fee is $93.

✅ But if you use Modern States, as we recommend, it’s free.
They pay for your exam and even cover the remote proctoring fee. That makes your cost: $0.


So, how much can you save?

We routinely see HS4CC teens graduate with 15–30 CLEP credits earned in high school. How do that do that? I recommend a very simple approach, selecting 1 CLEP exam to line up with 1 high school course each semester. At the close of high school that’s 8 CLEP exams, or 24+ college credits. Remember the best plan is to bring CLEP into YOUR homeschool, not morph your homeschool to chase college credit. This is a sample, of course you would choose exam that better aligned to your teen’s high school plan.

Sample Schedule:

GradeFall SemesterSpring Semester
9thU.S. History IU.S. History II
10thAmerican LiteratureAmerican Government
11thPsychologySociology
12thCollege AlgebraPreCalculus

Each test^ earns 3 college credits—if they pass. But even if they don’t? No big deal. They still earned the high school credit. That’s the HS4CC way. Want to put your plan into overdrive? Try this one:

GradeFall SemesterSpring Semester
9thU.S. History I
American Government
U.S. History II
American Literature
10thWestern Civilization I
Analyzing Inter. Literature
Western Civilization II
English Literature
11thPsychology
Human Growth & Deve.
Sociology
Spanish Language
12thCollege Algebra
Biology
PreCalculus
Natural Science

The above plan yields 60 potential college credits!!! That’s two years of college credit done during high school without any added cost and minimal extra effort.

It’s not just money—it’s time

With enough credit, your teen can finish college faster. Some of our families have teens who graduate in 3 years—or even less. That means less tuition, less housing, and one more year to work, intern, or move on to grad school or a career.

Final Thought

You don’t have to do all 8 (or 16) exams. Start with 1.
Even one CLEP exam can save you hundreds—or thousands—of dollars.

How many college courses will you replace?

Type of SchoolCost per Course
Community College (in-state)$300–$600
Public University (in-state)$1,000–$1,500
Public University (out-of-state)$2,000–$3,500
Private College$2,500–$4,000+

It’s totally possible.

Author:

Executive Director of Homeschooling for College Credit, Inc.

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